Arc Predict

StopGuessingStart Knowing

Most budgets show you the past. Arc Predict shows you what's coming. See every bill, every paycheck, every surprise before it happens.

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/// STOP GUESSING. START KNOWING. /// YOUR FINANCIAL FUTURE, TODAY. /// ARC PREDICT /// SEE EVERY BILL, EVERY PAYCHECK. ////// STOP GUESSING. START KNOWING. /// YOUR FINANCIAL FUTURE, TODAY. /// ARC PREDICT /// SEE EVERY BILL, EVERY PAYCHECK. ///
Arc Predict

YOUR FINANCIAL
FUTURE, TODAY.

Know your balance next week, next month, next year before you get there. Arc Predict builds a forward calendar from synced history, fixed bills, and conservative estimates.

Real-timeArc uses the latest available balance from connected accounts. This marketing example is illustrative, not live financial data.
Current Balance
$12,847.00
+12.4%Arc projects forward from your current balance using detected recurring income, bills, subscriptions, and conservative variable-spending estimates.
Predicted (30d)
$14,234.00
TodayStarting balance$12,847Arc begins with the latest available balance from your connected accounts.
Jun 3Payroll posted$16,267Income is identified from your transaction history and scheduled on its usual pay date.
Jun 5Mortgage$14,392Recurring bills are detected from repeated merchants, amounts, and payment timing.
Jun 8Utilities estimate$14,176Variable bills use a conservative estimate based on their recent history.
Jun 12Card payment$13,236Expected payments are included only when they are forecast to affect your cash balance.
Jun 17Payroll posted$16,656Payday estimates update as new transactions arrive and your recurring pattern becomes clearer.
Jun 22Subscriptions$16,508Subscriptions are grouped from recurring charges so their future dates and amounts are visible.
Jun 30Month-end outlook$16,508The outlook is the projected balance after the expected income and expenses in this window.
TodayStarting balance$12,847Arc begins with the latest available balance from your connected accounts.
Jun 3Payroll posted$16,267Income is identified from your transaction history and scheduled on its usual pay date.
Jun 5Mortgage$14,392Recurring bills are detected from repeated merchants, amounts, and payment timing.
Jun 8Utilities estimate$14,176Variable bills use a conservative estimate based on their recent history.
Jun 12Card payment$13,236Expected payments are included only when they are forecast to affect your cash balance.
Jun 17Payroll posted$16,656Payday estimates update as new transactions arrive and your recurring pattern becomes clearer.
Jun 22Subscriptions$16,508Subscriptions are grouped from recurring charges so their future dates and amounts are visible.
Jun 30Month-end outlook$16,508The outlook is the projected balance after the expected income and expenses in this window.
DetectedUpcoming bills are recurring charges. Arc recognizes from repeated transaction timing and amounts. Transfers are kept out of spending totals.
Upcoming Bills
-$2,450.00
Cash Flow Velocity
Projection: Stable

Spreadsheets & Manual Entry

Updating 4 different CSV files every Sunday night just to see if you can afford dinner.

Manual
Delayed

Arc Predict

Syncs with 12,000+ banks instantly. Categorizes, predicts, and alerts you without lifting a finger.

Real-time
Accurate
The Paradigm Shift

STOP LIVING IN
SPREADSHEETS.

The old way of managing finances is reactive. It tells you what happened after it's too late to change it.

Arc is proactive. It builds a dynamic model of your future finances so you can make decisions today that shape your wealth tomorrow.

Bank-grade Security
Read-only Access
Secured by Plaid

Bank data stays read-only.

Arc uses Plaid to connect eligible accounts without storing bank credentials. Connections are read-only, encrypted in transit, and scoped to the accounts you choose.

Plaid connection layer
GLBA Notice

Plaid is used across leading fintech apps

Venmo
Chime
SoFi
Betterment
Robinhood
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READY TO
PREDICT?

Stop looking backward at your spending. Start looking forward at your wealth. Create your Arc account and open your forecast today.

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Continue to your forecast workspace. If you are not signed in yet, you will be prompted first.

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Why Wait?

You didn't sign up for a part-time job managing spreadsheets. Get a budget that works forward.

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Pricing

Arc is free to join right now.

Create an account, connect eligible accounts when you are ready, and start using the forecast workspace immediately.

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Before you get started

Frequently asked questions

What does Arc predict?

Arc uses your posted transaction history and saved inputs to estimate future income, bills, and spending. Predictions are estimates, not guarantees. You can inspect and correct them in Forecast Hub.

Which account should I connect first?

For the strongest first forecast, connect checking or savings before credit cards. This gives Arc both income and expenses rather than only card purchases. You can add more accounts and choose which ones contribute.

Can Arc move money?

Arc connects through Plaid to read supported account balances and transactions. Its account connection does not give Arc permission to send payments or move your money.

What if my institution will not connect?

Connection availability depends on your institution and Plaid. If a connection such as Discover is unavailable, you can import a transaction CSV from Transactions. Imports can be reviewed and undone.

What happens when I cancel a subscription?

A detected monthly subscription stops being automatically forecast when its next expected charge is more than seven days overdue. A new posted charge can reactivate it. You can also correct a prediction directly.

Is Arc free?

Arc is currently free to join. Create an account to explore the forecast workspace and connect eligible accounts when you are ready.

Arc | Financial Forecasting